193) Why You Cannot Buy Certain Things Online

It is very easy to buy products online. 

However, services are more complicated. 

It is even more complicated to buy consultation online.

What's the difference?

Products vs Consultation.

Many products and services had already gone online.

a) Tickets for airline, movies, parks, etc.

b) Bookings for hotels, restaurants.

c) General Insurance for travel, car, house fire

d) Money transfer within banks

e) Bills and Tolls payment

f) Shopping for items, clothes, food, everything.

g) Even durians can be ordered online

Many people had their jobs taken by internet and computers.

Have you ever go online for medical consultation?

Ever try entering your health situation into a computer and expect an answer?

You can buy medicines online provided you know exactly what medicines you need.

But not many wants to go online for medical consultation because you need to find out more information from the consultant. You want to have an immediate feedback of all your questions from the medical consultant who are doctors or medical specialist.

How about buy car online? 
Not many dare to buy online yet, right.

You want to feel the car, do a test drive, see the actual styling, feel the engine performance, fabric texture, have a feel of interior, etc. But, I think the biggest fear is fraud. You want to know exactly where the car sales company is located.You want to know how and where to get after sales service.

How about buying a property online? 
No, right.

You need to ask more details about a property. The exact location, building size, materials, design, terms & conditions, loan approval, etc.

Have you engaged an image consultant via online? 

Do you feel comfortable sending your picture online and get the consultant tell you how to dress up?

Buying online is mostly possible because you know exactly what you want.You do not need to think too much about the purchase. Another thing is the value is low. The items are of low value that you won't regret much if you made the wrong purchase. If you got it wrong, you can always get another one easily. Or maybe it is just for a one time use. You can still tolerate it even if the quality is not up to your expectation.

You really would not just make online purchase if it affects you greatly, like:
a) health
b) reputation
c) involves a large amount of money
d) effects are for a long term

So, would you buy a Unit Trust investment online?

It will be better if you have a Unit Trust Consultant to guide you. The investment process does not stop after you made the money transfer. In fact, it is just the beginning of your investment journey. 

If you invest into an Equity fund, the stock market is the biggest portion of your investment money.  The volatility of the stock market affects your investment values. There are also many equity funds to choose from. 

There are many more varieties under the equity funds types:

a) local vs foreign

b) large vs small market capitalization

c) general vs specific theme or sector

d) full equity vs balanced vs mixed asset vs tactical allocation

e) conventional vs shariah compliant

Besides equity funds, there are also bond and money market funds to choose for your investment. Every fund has its own fund objective to suit your different investment objectives. The many funds with the different percentages allocated will make up your investment portfolio in the Unit Trust Investment. 

After buying a fund, do you know when to sell or switch to another fund? 
Do you know about Asset Allocation and Portfolio Rebalancing? 
After the fund had made some good returns, do you sell or keep holding?

There are many more concepts and strategies to understand in a Unit Trust investment.

Having to learn all these differences and details can be a "big thing" to most people. 
An easier alternative is get a Unit Trust Consultant to help you.

So, just give your friendly Unit Trust Consultant a call and arrange for an appointment.
You never know what else you can learn from them. 

But, your first action is to make the call for appointment. 

You can go online to find a Unit Trust Consultant, but not the consultation services.

Want to know more what a Consultant will share with you? Click below:
http://highlevelrules.blogspot.com/2018/01/what-utc-share-with-their-clients.html