12) Monthly & Yearly Expenses in Excel Template.
Have you planned for your monthly and yearly expenses. Do you know how much is your expenses?
You need to be aware on your expenses and prepare a budget for it. Else, you will end up wondering where had all your salary and income had gone to.
I had to put the file in another blog as this blogspot does not allow me to attach a file. There is also a graph showing comparison between the monthly income and expenses. During certain months of the year, your income will be higher. For example, during the Bonus time you get more salary. If the bonus is paid in January, then the January income is higher.
There are also certain months where the expenses are higher. For example during your major festival months. The Chinese usually have more expenses during the Chinese New Year. That happens in January or February. For the Christians, the December month will have more expenses for the Christmas celebrations.
You will also notice that your expenses are higher for the yearly insurance payments. For example the car and house insurance. Car insurance and road tax renewal usually happen at the same time.
Click the link below to download the Excel Template and Save As a new file..
https://drive.google.com/open?id=1H6TKruRi1FpZnuTyUdIjkJJ3AS9Z6mTm
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